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Credit includes a transaction in which a cash advance is made to a consumer in exchange for the consumer's

the card issuer to increase the annual percentage rate applicable to the $2,000 purchase, the $500 cash

periodic rate that may be used to compute the finance charge on an outstanding balance for purchases, a cash

For example, if a creditor currently charges a cash advance fee of “Either $5 or 3% of the transaction

Furthermore, the card issuer discloses that the annual percentage rate for cash advances is the same

On the other hand, a fee for a transaction will be treated as a cash advance fee under § 1026.60

-1.i above, the card issuer complies with § 1026.52(a)(1) if the card issuer charged the $2.50 cash

date and finance charges from the date of purchase are now being debited to the account, or when a cash

For example, purchase transactions, cash advance transactions, and balance transfer transactions are

profits-based compensation plan, the individual loan originator may, for example, be paid directly in cash

Page last modified Dec. 28, 2022 @ 01:33 PM EST