Comment for 1026.48 - Limitations on Private Education Loans
The creditor must specify a method or methods by which the consumer can accept the loan at any time within
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 2752 matches
§ 1003.3 Exempt institutions and excluded and partially exempt transactions.
§ 1003.4 and 1003.5, for such an excluded open-end line of credit as though it were a covered loan
- 1003 (Regulation C)
Comment for 1041.8 - Prohibited Payment Transfer Attempts
negative balance that results from a lender-initiated transfer of funds in connection with the covered loan
- 1041 (Payday Lending Rule)
Comment for 1041.8 - Prohibited Payment Transfer Attempts
disclosures under § 1041.9(a)(4), the consumer calls the lender to discuss her options for repaying the loan
- 1041 (Payday Lending Rule)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
For purposes of this section, the term of a variable-rate demand loan is determined in accordance with
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Assume a step-rate loan with a 30-year term with an introductory interest rate that lasts for five years
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Assume the same loan as above, except that the terms of the legal obligation also provide for a third
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
The loan is - (1) not subject to the Bureau's ability-to-repay requirements in § 1026.43 as a “covered
- 1026 (Regulation Z)
§ 1024.15 Affiliated business arrangements.
than the time of each referral or, if the lender requires use of a particular provider, the time of loan
- 1024 (Regulation X)
Appendix A to Part 1004 — Official Commentary on Regulation D
Currency, the National Credit Union Administration, the Office of Thrift Supervision, or the Federal Home Loan
- 1004 (Regulation D)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
Paragraphs (d) through (i) of this section do not apply to a loan that is secured by a consumer's interest
- 1026 (Regulation Z)
§ 1022.75 Rules of construction.
If a bank or finance company is the person to whom the loan obligation is initially payable, the bank
- 1022 (Regulation V)
§ 1007.103 Registration of mortgage loan originators.
provided that this individual, and any employee delegated such authority, does not act as a mortgage loan
- 1007 (Regulation G)
Comment for 1026.17 - General Disclosure Requirements
Same loan as above, except with a 71/2 percent cap on payment adjustments.
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
cases, the creditor may include a statement such as “The disclosures assume that you will repay the loan
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
), assume that, at the time the disclosures required by § 1026.19(a) are prepared in July, the loan
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
mortgages that have a fixed rate of interest but provide for periodic adjustments to payments and the loan
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
imminent sale of the consumer's home at foreclosure, where the foreclosure sale will proceed unless loan
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
#160;1026.19(f)(1)(i) to the consumer on Wednesday, June 3, and the consumer requests a change to the loan
- 1026 (Regulation Z)
Comment for 1026.22 - Determination of Annual Percentage Rate
Assume, for example, a step-rate transaction in which a $10,000 loan is repayable in 5 years at 10 percent
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
The exclusion for bona fide third-party charges not retained by the creditor, loan originator, or an
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
plan outright or, for example, if the consumer terminates the plan in connection with obtaining a new loan
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Assume a loan with a 30-year term with a payment that adjusts every month for the first 12 months and
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Assume that the same loan has a payment that, instead of becoming fixed after the adjustment at six months
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Only transfer taxes paid by the consumer are disclosed on the Loan Estimate pursuant to § 1026.37
- 1026 (Regulation Z)