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Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

)(7)(ii), the “Final” amount of “Seller Credits” reflects any change, following the delivery of the Loan

• • 1026 (Regulation Z)

Comment for 1024.41 - Loss Mitigation Procedures

a borrower would repay all past due payments over a specified period of time to bring the mortgage loan

• • 1024 (Regulation X)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

If a loan has a billing cycle shorter than a period of 31 days (for example, a bi-weekly billing cycle

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

In addition, § 1026.43 does not apply to any change to an existing loan that is not treated as a

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

benefit from the presumption of compliance for qualified mortgages under § 1026.43(f)(1) unless the loan

• • 1026 (Regulation Z)

Comment for 1026.46 - Special Disclosure Requirements for Private Education Loans

comply only if the extension of credit also meets the other parts of the definition of private education loan

• • 1026 (Regulation Z)

Comment for 1003.6 - Enforcement

Section 1003.6(b) provides that an error in compiling or recording data for a covered loan or application

• • 1003 (Regulation C)

Comment for 1026.3 - Exempt Transactions

credit extended be forgiven or deferred in accordance with § 1026.3(h)(4) must be reflected in the loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

)(D)(1) and (2), the creditor will not be eligible for the exemption for any higher-priced mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

receive the notice of the right to rescind and resolve issues concerning the consumer's payments on the loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

commitment or closing conditions) are satisfied and the institution agrees to extend credit but the covered loan

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

features by reference to Regulation Z, 12 CFR part 1026, but without regard to whether the covered loan

• • 1003 (Regulation C)

§ 1024.7 Good faith estimate.

fees until after the applicant has received the GFE and indicated an intention to proceed with the loan

• • 1024 (Regulation X)

§ 1024.14 Prohibition against kickbacks and unearned fees.

rendering of a settlement service in connection with a transaction involving a federally related mortgage loan

• • 1024 (Regulation X)

Comment for 1024.31 - Definitions

For example, assume a borrower's mortgage loan obligation provides that a periodic payment sufficient

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

the program or plan, the date by which the borrower must make each payment, and whether the mortgage loan

• • 1024 (Regulation X)

§ 1026.17 General disclosure requirements.

For private education loan disclosures made in compliance with § 1026.47, special timing requirements

• • 1026 (Regulation Z)

§ 1026.19 Certain mortgage and variable-rate transactions.

(F) Delayed settlement date on a construction loan.

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

respectively, as applicable, except as provided in comment 38(a)(3)(iii)-1, or the date some or all of the loan

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

be disclosed under paragraph (i)(6)(ii) of this section are determined by subtracting the sum of the loan

• • 1026 (Regulation Z)

Comment for 1002.2 - Definitions

A creditor is encouraged to provide consumers with information about loan terms.

• • 1002 (Regulation B)

Comment for 1026.17 - General Disclosure Requirements

containing a call option that the creditor may exercise during the first 30 days of the eighth year after loan

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

A creditor may, but need not, treat its contractual right to demand payment of a loan made to its executive

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

Although the interest rate will not change after consummation for a fixed-rate loan, some fixed-rate

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

preferred-rate provision, by itself, means that more than one simple annual rate of interest will apply to the loan

• • 1026 (Regulation Z)