Skip to main content

An official website of the United States government

(855) 411-2372

Submit a Complaint

Submit a Complaint
Consumer Education
Resources for Yourself

Resources for Helping Others

Consumer Complaint Database
Money Topics

Auto Loans

Bank Accounts & Services

Credit Cards

Credit Reports & Scores

Debt Collection

Fraud & Scams
Money Topics

Money Transfers

Mortgages

Payday Loans

Prepaid Cards

Reverse Mortgages

Student Loans
Featured

Explore guides to help you plan for big financial goals

Additional Resources

Submit a Complaint

Tell Your Story

Browse Ask CFPB
Rules & Policy
Rules & Policy Overview
Final Rules

Interactive Regulations
Rules Under Development

Notices and Opportunities to Comment

Regulatory Agenda

Petitions for Rulemaking
Competition and Innovation

Advisory Committees
Enforcement
Enforcement Overview
Enforcement Actions

Enforcement by the Numbers

Investigatory Authority
Warning Letters

Payments to Harmed Consumers

Industry Whistleblowers
Compliance
Compliance Overview
Compliance Resources

Advisory Opinion Program

Consumer Financial Protection Circulars
Supervision and Examinations

Supervisory Highlights

Supervisory Guidance
Registration & Submission Programs

Amicus Program

Consumer Complaint Program
Data & Research
Data & Research Overview
Reports

Research Hub

Consumer Complaint Database

Mortgage Database (HMDA)

Small Business Lending Database
Public Data Inventory

Consumer Credit Trends

Mortgage Performance Trends

Financial Well-Being Survey
Credit Card Surveys & Agreements

Prepaid Account Agreements

Making Ends Meet Survey Data

National Age-Friendly Banking Survey
Featured

Help advance financial well-being
News
Press Releases

Speeches & Op-eds

Testimony

Statements
Blog

Director’s Notebook

Recent Updates

Consumer Advisories

(855) 411-2372

/ Interactive Bureau Regulations / 12 CFR Part 1024 (Regulation X)

§ 1024.1 Designation. § 1024.2 Definitions. § 1024.3 E-Sign applicability. § 1024.4 Reliance upon rule, regulation, or interpretation by the Bureau. § 1024.5 Coverage of RESPA.

§ 1024.6 Special information booklet at time of loan application. § 1024.7 Good faith estimate. § 1024.8 Use of HUD-1 or HUD-1A settlement statements. § 1024.9 Reproduction of settlement statements. § 1024.10 One-day advance inspection of HUD-1 or HUD-1A settlement statement; delivery; recordkeeping. § 1024.11 Mailing. § 1024.12 No fee. § 1024.13 [Reserved] § 1024.14 Prohibition against kickbacks and unearned fees. § 1024.15 Affiliated business arrangements. § 1024.16 Title companies. § 1024.17 Escrow accounts. §§ 1024.18--1024.19 [Reserved] § 1024.20 List of homeownership counseling organizations.

§ 1024.30 Scope. § 1024.31 Definitions. § 1024.32 General disclosure requirements. § 1024.33 Mortgage servicing transfers. § 1024.34 Timely escrow payments and treatment of escrow account balances. § 1024.35 Error resolution procedures. § 1024.36 Requests for information. § 1024.37 Force-placed insurance. § 1024.38 General servicing policies, procedures, and requirements. § 1024.39 Early intervention requirements for certain borrowers. § 1024.40 Continuity of contact. § 1024.41 Loss mitigation procedures.

Appendix A to Part 1024 — Instructions for Completing HUD-1 and HUD-1a Settlement Statements; Sample HUD-1 and HUD-1a Statements Appendix B to Part 1024 — Illustrations of Requirements of RESPA Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form Appendix D to Part 1024 — Affiliated Business Arrangement Disclosure Statement Format Notice Appendix E to Part 1024 — Arithmetic Steps Appendix MS to Part 1024 — Mortgage Servicing Appendix MS-1 to Part 1024 Appendix MS-2 to Part 1024 Appendix MS-3 to Part 1024 Appendix MS-4 to Part 1024 — Model Clauses for the Written Early Intervention Notice

Introduction Comment for 1024.5 Coverage of RESPA Comment for 1024.17 Escrow Accounts Comment for 1024.30 - Scope Comment for 1024.31 - Definitions Comment for 1024.32 - General Disclosure Requirements. Comment for 1024.33 - Mortgage Servicing Transfers Comment for 1024.34 - Timely Escrow Payments and Treatment of Escrow Balances Comment for 1024.35 - Error Resolution Procedures Comment for 1024.36 - Requests for Information Comment for 1024.37 - Force-Placed Insurance Comment for 1024.38 - General servicing policies, procedures, and requirements. Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers Comment for 1024.40 - Continuity of Contact Comment for 1024.41 - Loss Mitigation Procedures Comment for Appendix MS to Part 1024 - Mortgage Servicing Model Forms and Clauses Comment for Appendix MS-3 - Model Force-Placed Insurance Notice Forms Comment for Appendix MS-4 - Model Clauses for the Written Early Intervention Notice

§§ 1024.18--1024.19 [Reserved]

This version is the current regulation

View all versions of this regulation
Search this regulation

Regulation X

Previous section - § 1024.17 § 1024.17 Escrow accounts.
Next section - § 1024.20 § 1024.20 List of homeownership counseling organizations.

Back to top

About Us
Contact Us
Careers
Events
Industry Whistleblowers
CFPB Ombudsman

FOIA
Privacy
Website Privacy Policy & Legal Notices
Data
Open Government
Information Quality Guidelines

Office of Minority and Women Inclusion
Administrative Adjudication
Plain Writing
Accessibility
Office of Civil Rights
No FEAR Act & Cummings Act
Tribal

USA.gov
Office of Inspector General
Public Archive

An official website of the United States government