12 CFR Part 1022 - Fair Credit Reporting (Regulation V)
Regulation V implements the Fair Credit Reporting Act.
You are viewing a previous version of this regulation with amendments that went into effect on Jan. 31, 2019.
Regulation V generally applies to:
- Consumer reporting agencies
- Persons that obtain and use information about consumers to determine the consumer's eligibility for products, services, or employment,
- Persons that share such information among affiliates, and
- Furnishers of information to consumer reporting agencies.
This regulation covers topics such as:
- Identity theft
- Duties of furnishers of information
- Duties of users of consumer reports
- Duties of consumer reporting agencies
- File disclosures to consumers
- Affiliate marketing
- Use of medical information
Additional resources
Consumer FAQs
Credit reports and credit scores
Other resources
Fair Credit Reporting Act and Regulation V Compliance Resources