Explore financial education resources and research
CFPB conducts research and develops research-based content for K‒12 teachers, administrators, education leaders, young workers, researchers, and community leaders to support youth financial education.
Building blocks of youth financial capability
Our evidence-based developmental model provides strategies for supporting financial capability from early childhood through adolescence.
Youth financial education research and policy
CFPB's research priorities began with a need to understand how money skills and behaviors develop in childhood. The research led us to identify the building blocks for youth financial capability and promising practices that support their development.
Personal finance teaching pedagogy
The pedagogy identifies teaching techniques and learning strategies to address the three building blocks that influence the development of lifelong personal finance decision-making skills.
Measurement guide to assess building blocks
Review the research on key measures to assess young people’s progress toward achieving milestones of financial capability.
A review of youth financial education: Effects and evidence
This literature review can help education policymakers, program leaders, financial educators, and academic researchers make evidence-informed policy, programming, and resourcing decisions about school-based financial education.
CFPB brief on using international data to improve youth financial literacy
This research brief shows how to use financial literacy data about the United States from the Program for International Student Assessment (PISA) can be used to help strengthen financial education and metrics for success.
Resources to bring financial education to your community
We provide a foundation for information, tools, and insights to help policymakers and educators inform policy and program decisions and foster connections throughout the K–12 experience.
Recommendations for advancing K–12 financial education
Recommendations are articulated in a white paper that provides an overview of the financial decision-making context that Americans navigate, surveys some existing efforts in the K–12 financial education field, and addresses each of these elements.
Expanding K–12 financial education
Our resource guide connects you to information, insights, and best practices about what works in advancing K–12 financial education.