CFPB v. Climb Credit, Inc., Climb Investco, LLC, Climb GS Loan Fund 2018-1, LLC, 1/0, Holdco, LLC, and 1/0 Capital, LLC
Affected consumers may receive a refund because Climb Enterprise did not include origination fees in the amount of the finance charge in their Final Truth in Lending (TILA) Disclosures.
The CFPB alleged Climb Credit, Inc., its largest shareholders, and number of their affiliates, acted in a common enterprise (the Climb Enterprise) violated Truth in Lending Act (TILA). Climb Enterprise did not include origination fees in the amount of finance charges in their Final Truth in Lending (TILA) Disclosures. Affected consumers may receive a refund for the undisclosed origination fee.
Victim compensation
The CFPB has contracted Rust Consulting to administer payments for this case and answer consumers' questions.
For questions related to this case, please:
- Call: 1-800-889-6288 (toll-free)
- Email: climbcredit_info@rustcfpbconsumerprotection.org
- Write: CFPB v Climb Credit, Third Party Administrator – 9155, P.O. Box 2561, Faribault, MN 55021-9561
Victim compensation: Important dates
July 24, 2026 – Ongoing
More information about the case
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