CFPB Researchers

The CFPB has PhD social scientists from different disciplines that design and conduct foundational, policy-relevant research on consumer finance and household behavior.

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Judith Ricks

Economist

Mortgages
Aging
Real estate economics
Urban or regional economics

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About us

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.