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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

What is Vendor's Single Interest (VSI) insurance?

Answer:

VSI insurance protects the lender, but not you, in the event that the vehicle is damaged or destroyed. 

The cost of the insurance may be passed on to you in the overall cost of your loan or may appear as a separately itemized charge.

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