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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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How do I stop payment on a check?


Contact your bank or credit union right away if you want to stop payment on a check. Your bank or credit union may charge you a fee when you request to stop payment on a check.

Generally, state law provides that if you make your stop-payment request in time and in writing, the bank or credit union won’t be able to cash the check for six months. If you make the request by phone and do not follow up in writing, it won’t be able to cash the check for fourteen days. After your stop payment request expires, the bank or credit union can cash the check.

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