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The amount paid by the consumer may be deposited in an escrow account or may be retained by the creditor

The per-diem amount disclosed under § 1026.37(g)(2)(iii) and the monthly amounts for the initial escrow

periodic payments from a borrower pursuant to the terms of any mortgage loan, including amounts for escrow

or servicer delivers the disclosures required by § 1026.20(e)(2) to the consumer in person, the escrow

months and at six months and is fixed thereafter, where mortgage insurance is not required, and where no escrow

provides for a balloon payment as the final payment, where no mortgage insurance is required, and no escrow

., escrow management and payment of taxes), monitoring loan performance, and foreclosure processing.

payment or in two or more partial payments) sufficient to cover principal, interest, and, if applicable, escrow

time of consummation, to insurance companies for the cost of insurance, or to realtors for taxes and escrow

insurance would terminate for purposes of § 1026.37(c)(1)(i)(C) in the third year, and where no escrow

Estimates of prepaid interest, property insurance premiums, and amounts placed into an escrow, impound

Page last modified Dec. 28, 2022 @ 01:33 PM EST