12 CFR Part 1006 - Fair Debt Collection Practices Act (Regulation F)
Regulation F implements the Fair Debt Collection Practices Act (FDCPA), prescribing Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA.
You are viewing a previous version of this regulation with amendments that went into effect on Nov. 30, 2021.
The debt to be collected includes:
- Consumer Credit
- Open-end credit
- Closed-end credit
The regulation covers topics such as:
- Communications in connection with debt collection
- Prohibitions on certain conduct in connection with debt collection
- Validation information
- Time-barred debts
- Debt disputes
- State exemption programs
- Record retention