12 CFR Part 1006 - Fair Debt Collection Practices Act (Regulation F)

Most recently amended Nov. 30, 2021

Regulation F implements the Fair Debt Collection Practices Act (FDCPA), prescribing Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA.

The debt to be collected includes:

Consumer Credit
Open-end credit
Closed-end credit

The regulation covers topics such as:

Communications in connection with debt collection
Prohibitions on certain conduct in connection with debt collection
Validation information
Time-barred debts
Debt disputes
State exemption programs
Record retention

Additional resources

Consumer FAQs

Debt Collection

Other resources

Debt Collection Compliance Resources

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