Debt Collection
Resources to help industry participants understand, implement, and comply with the Debt Collection Rule.
Featured topic
On July 27, 2022, the Bureau released frequently asked questions on the electronic communication and unusual or inconvenient time and place provisions in the Debt Collection Rule.
On October 29, 2021, the Bureau released a guidance document on how to disclose the validation information in the Itemization Table on the model validation notice. The Bureau also released additional frequently asked questions on the validation information provisions in the Debt Collection Rule.
On October 18, 2021, the Bureau released a Spanish translation of the Model Validation Notice.
Rules
Browse Debt Collection final rules to see specific amendments made by each final rule to Regulation F.
Regulations and official interpretations
Browse 12 CFR 1006 on: Interactive Bureau Regulations | eCFR
Quick references
Executive summaries
Executive summary of the December 2020 final rule
Executive summary of the October 2020 final rule
Other references
Disclosing the Model Validation Notice Itemization Table
Table of contents for the December 2020 final rule
Table of contents for the October 2020 final rule
Proposed rule changes and related materials
Fast facts for supplemental debt collection proposal on time-barred debt
Stay informed
Sign up for updates about debt collection rule implementation.
Guides
Small entity compliance guide
Download the latest version , version 2.0
Supervision and examination materials
Guides to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
See the Fair Debt Collection Practices Act (FDCPA) exam procedures
See the Debt Collection exam procedures
FAQs
The Bureau provides a list of commonly asked questions and answers on particular topics to assist in understanding and complying with the Debt Collection Rule.
Forms
Downloadable versions of the model validation notice published in the Debt Collection Rule, as well as Bureau translations.