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12 CFR Part 1003 - Home Mortgage Disclosure (Regulation C)

Regulation C requires many financial institutions to collect, report, and disclose certain information about their mortgage lending activity.

This version is not the current regulation.

You are viewing a previous version of this regulation with amendments that went into effect on Jan. 1, 2023.

Financial institutions include:

  • Banks
  • Savings associations
  • Credit unions
  • Mortgage lenders

The regulation covers topics such as:

  • Data compilation
  • Reporting and disclosure
  • Recordkeeping
  • Mortgage