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Open notices

The notices listed below are currently open for public comment. For each notice, click through to view the Federal Register notice where you can read the full notice and select the “Submit a formal comment” option to contribute.

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Category: Proposed rule |

Residential Property Assessed Clean Energy Financing (Regulation Z)

Property Assessed Clean Energy (PACE) financing is financing to cover the costs of home improvements that results in a tax assessment on the real property of the consumer. In this notice of proposed rulemaking, the Bureau proposes to address how the Truth in Lending Act applies to PACE transactions to account for the unique nature of PACE.

Category: Proposed rule |

Credit Card Penalty Fees (Regulation Z)

The Consumer Financial Protection Bureau (Bureau) proposes to amend Regulation Z, which implements the Truth in Lending Act (TILA), to better ensure that the late fees charged on credit card accounts are “reasonable and proportional” to the late payment as required under TILA.