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12 CFR Part 1005 - Electronic Fund Transfers (Regulation E)

Most recently amended Nov. 14, 2016

Regulation E protects consumers when they use electronic fund transfers.

Electronic fund transfers include:

  • ATMs
  • Direct Deposit
  • Gift cards
  • Overdraft
  • Point of sale transfers
  • Remittances
  • Telephone transfers

The regulation covers topics such as:

  • Disclosure of fees and limits
  • Error correction
  • Liability
  • Preauthorized transfers
  • Receipts