Supervisory Highlights

We periodically publish Supervisory Highlights to share key examination findings. These reports also communicate operational changes to our supervision program and provide a convenient and easily accessible resource for information on our recent guidance documents.

Supervisory Highlights do not refer to any specific institution in order to maintain the confidentiality of supervised entities, but share key findings in order to help industry limit risks to consumers and comply with federal consumer financial law. Each Supervisory Highlights publication shares recent examination findings, including information about recent enforcement actions that resulted, at least in part, from our supervisory work.

2017

Spring Supervisory Highlights

Topics: mortgage originations, mortgage servicing, fair lending, supervision, and student loans

Supervisory Highlights Consumer Reporting Special Edition

Topic: consumer reporting

2016

Fall Supervisory Highlights

Topics: auto loan origination, auto loan servicing, debt collection, mortgage origination, student loan servicing, fair lending, reverse mortgages, supervision

Summer Supervisory Highlights

Topics: auto origination, debt collection, mortgage origination, small-dollar lending, and fair lending

Supervisory Highlights Mortgage Servicing Special Edition

Topics: foreclosures and mortgage servicing

Winter Supervisory Highlights

Topics: mortgage, debt collection, remittances, credit reporting, and student loans

2015

Fall Supervisory Highlights

Topics: consumer reporting, debt collection, mortgage origination, mortgage servicing, student loan servicing, and fair lending

Summer Supervisory Highlights

Topics: mortgage servicing, mortgage origination, consumer reporting, debt collection, fair lending, deposits

Winter Supervisory Highlights

Topics: consumer reporting, debt collection, deposits, mortgage origination, Fair Lending, recent Supervisory guidance and bulletins

2014

Fall Supervisory Highlights

Topics: consumer reporting, student loan servicing, debt collection, mortgage servicing, deposits, fair lending, recent supervisory guidance and bulletins

Summer Supervisory Highlights

Topics: supervision of auto lenders, fair lending

Spring Supervisory Highlights

Topics: consumer reporting, debt collection, short-term, small dollar lending, fair lending, supervisory guidance and bulletins

2013

Winter Supervisory Highlights

Topics : mortgage servicing, fair lending

Summer Supervisory Highlights

Topics: compliance management systems, third-party service provider oversight, fair lending, mortgage origination

2012

Fall Supervisory Highlights

Topics: compliance management systems, third-party service provider oversight, fair lending, mortgage origination