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Mortgages

This dashboard provides access to data about mortgages, which are closed-end loans used to purchase or refinance a primary residence, vacation home, or investment property. Junior liens and home equity lines of credit (HELOCs) are excluded.

Data snapshot

397,753
Mortgages originated (September 2024)


$142.2 billion
Dollar volume of new mortgages (September 2024)


11.4% increase
In year-over-year originations (September 2024)


13.2% decrease
In year-over-year inquiries (January 2025)


1.9% increase
In year-over-year credit tightness (October 2024)

Origination activity

Lending levels

The number and volume of mortgages originated each month.

Year-over-year changes

Year-over-year changes in the number and volume of mortgages originated by month.

Geographic changes

Geographic distribution of the year-over-year change in the volume of mortgages originated.

Inquiry activity

Inquiry index

The number of consumers with mortgage inquiries (hard credit pulls) each month indexed to January 2010 levels.

Credit tightness index

The number of consumers with mortgage inquiries and no subsequent loan opening each month indexed to January 2010 levels.

Borrower risk profiles

Volume of mortgages by credit score

Exploring the origination of mortgages to consumers at different credit score levels.

Year-over-year changes by credit score

Detailing the year-over-year changes in origination activity for mortgages by credit score.

Lending to low-to-moderate income neighborhoods

Volume of mortgages by neighborhood income level

Examining the origination of mortgages to consumers based on the income level of the neighborhood in which they reside.

Year-over-year changes by neighborhood income level

Detailing the year-over-year changes in origination activity for mortgages by neighborhood income level.

Lending by borrower age

Volume of mortgages by age group

Exploring how lending activity is changing for borrowers by age.

Year-over-year changes by borrower age

Detailing the year-over-year changes in origination activity for mortgages by borrower age.


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