Mortgages
This dashboard provides access to data about mortgages, which are closed-end loans used to purchase or refinance a primary residence, vacation home, or investment property. Junior liens and home equity lines of credit (HELOCs) are excluded.
Data snapshot
462,902
Mortgages originated
(October 2024)
$171.0 billion
Dollar volume of new mortgages
(October 2024)
36.8% increase
In year-over-year originations
(October 2024)
16.0% decrease
In year-over-year inquiries
(February 2025)
4.2% increase
In year-over-year credit tightness
(November 2024)
Origination activity
Lending levels
The number and volume of mortgages originated each month.
Year-over-year changes
Year-over-year changes in the number and volume of mortgages originated by month.
Geographic changes
Geographic distribution of the year-over-year change in the volume of mortgages originated.
Inquiry activity
Inquiry index
The number of consumers with mortgage inquiries (hard credit pulls) each month indexed to January 2010 levels.
Credit tightness index
The number of consumers with mortgage inquiries and no subsequent loan opening each month indexed to January 2010 levels.
Borrower risk profiles
Volume of mortgages by credit score
Exploring the origination of mortgages to consumers at different credit score levels.
Year-over-year changes by credit score
Detailing the year-over-year changes in origination activity for mortgages by credit score.
Lending to low-to-moderate income neighborhoods
Volume of mortgages by neighborhood income level
Examining the origination of mortgages to consumers based on the income level of the neighborhood in which they reside.
Year-over-year changes by neighborhood income level
Detailing the year-over-year changes in origination activity for mortgages by neighborhood income level.
Lending by borrower age
Volume of mortgages by age group
Exploring how lending activity is changing for borrowers by age.
Year-over-year changes by borrower age
Detailing the year-over-year changes in origination activity for mortgages by borrower age.