CFPB Researchers

The CFPB has PhD social scientists from different disciplines that design and conduct foundational, policy-relevant research on consumer finance and household behavior.

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Patrick Heck

Research Psychologist

Page last modified May 16, 2023 @ 08:39 AM EDT

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About us

The Consumer Financial Protection Bureau is a 21st century agency that implements and enforces Federal consumer financial law and ensures that markets for consumer financial products are fair, transparent, and competitive.