ECOA model and sample forms
Download the ECOA model and sample forms.
Editable versions of certain forms are provided on the Bureau’s ECOA GitHub page .
Appendix B: Model credit application forms
| Description | Action |
|---|---|
B-1: Open-End, unsecured loan |
|
B-2: Closed-End, secured loan |
|
B-3: Closed-end, unsecured or secured credit loan |
|
B-4: Community Property Loan |
|
B-5: Residential Mortgage credit application form |
Appendix C: Sample notification forms
| Description | English | Spanish translations of Sample forms |
|---|---|---|
C-1: Notice of Action Taken and Statement of Reasons – Adverse Action based on outside source other than CRA |
||
C-2: Notice of Action Taken and Statement of Reasons |
||
C-3: Notice of Action Taken – Credit Score |
||
C-4: Notice of Action Taken - Counteroffer |
||
C-5: Disclosure of Right to Request Specific Reason for Credit Denial |
||
C-6: Notice of Incomplete Application |
||
C-7: Notice of Action Taken – Business Credit |
||
C-8: Disclosure of Right to Request Specific Reason for Credit Denial – Business Credit |
||
C-9: Right to Receive a Copy of Appraisals |
- |
|
C-10: Voluntary Data Notation |
- |