Where can I find information on programs for first-time home buyers?
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The U.S. Department of Housing and Urban Development (HUD) has an online, nationwide list of agencies that offer resources and guidance on purchasing your first home. They also operate a phone hotline where you can get help.
Many states and local organizations offer programs to help first-time buyers with a down payment or closing costs. To find programs near you, look up a HUD-approved housing counseling agency in your area. Or call the HOPE™ Hotline, 24 hours a day, seven days a week, at (888) 995-HOPE (4673).