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Could I be arrested if I don’t pay back my payday loan?

No, you cannot be arrested for defaulting on a payday loan. However, if you are sued or a court judgment has been entered against you and you ignore a court order to appear, a judge may issue a warrant for your arrest.

You should never ignore a court order. If you get a court order to appear, you should go to court and provide any required information. You may want to consult with an attorney to help you with your court appearance. If a lender threatens to have you arrested, you should report the lender’s threat to your state attorney general and to your state regulator. You can also submit a complaint with the CFPB online or by calling 1-855-411-CFPB (2372).