Home Mortgage Disclosure Act (HMDA) resubmission schedule and guidelines

Updated Oct. 9, 2013

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Summary

These guidelines describe transaction testing that the Consumer Financial Protection Bureau (CFPB) will conduct to verify the accuracy of institution-reported Home Mortgage Disclosure Act (HMDA) data during HMDA reviews.

The guidelines also describe when institutions should be required to correct and resubmit HMDA data.