Home Mortgage Disclosure Act
Resources to help industry understand, implement, and comply with the Home Mortgage Disclosure Act and Regulation C.
On October 10, 2019, the Bureau issued a (2019 HMDA Final Rule) to extend the temporary open-end coverage threshold and incorporate the partial exemptions into Regulation C. To support implementation of the rule, the Bureau has issued an , and an . In addition, the Bureau issued the 2020 edition of the , which updates the chart with the revisions incorporated in the 2020 Filing Instructions Guide.
Regulation and official interpretations
Browse Regulation C (12 CFR 1003) on: Interactive Bureau Regulations |
Timelines and key dates
Proposed rule changes and related notices
Sign up for updates about mortgage rule implementation.
Small entity compliance guide
Supervision and examination materials
Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
The Bureau provides a list of frequently asked questions and answers on particular topics to assist in understanding and complying with HMDA and Regulation C.
The Bureau has presented a number of webinars related to the HMDA rule. The webinars are accurate as of their original presentation dates and do not reflect amendments to Regulation C issued after their presentation dates.
Resources for filers
Access the HMDA Platform, get the latest Filing Instructions Guide, browse FAQs on the HMDA Self-Service Knowledge Portal, and find additional tools to assist with filing HMDA data.