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What is a co-signer?

A co-signer is another person who also takes full responsibility to pay back the loan. 

Often a co-signer will be a family member. The co-signer is obligated to pay any missed payments and even the full amount of the loan if the borrower doesn’t pay. The co-signer’s credit also can be harmed if the borrower is late making payments.

Having a co-signer on your loan gives your lender additional assurance that the loan will be repaid.

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