Skip to main content
An official website of the United States government
(855) 411-2372
Submit a Complaint
Search

If I need to have a co-signer, can a lender or dealer require that it be my spouse?

No. If you do not individually qualify, the creditor such as a lender or dealer may request a co-signer, guarantor, endorser, or similar party. 

Your spouse may function as this additional party. But a lender or dealer cannot require that it be your spouse.

Don't see what you're looking for?

Browse related questions

Search for your question

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.