CFPB Fines Repeat Offender Enova $15 Million for Violating Order, Deceiving Customers, and Withdrawing Funds Without Consent

On September 2, 2025, pursuant to the Bureau’s authority under 12 U.S.C. § 5563(b)(3) and under Paragraph 120 of the order, the Bureau terminated the order and waived any alleged non-compliance therewith. Enova has fulfilled certain obligations under the order, including, among other things, paying a civil money penalty of $15 million to the Bureau required by Section XI of the order; retaining a third-party consultant to determine whether Enova’s business records reflect that it provided redress to all affected consumers, as required by Paragraph 81 of the order; taking steps to provide redress to certain affected consumers whom the third-party consultant determined had not previously received complete redress, as required by Paragraph 85 of the order; and taking steps to implement injunctive relief to prevent future violations required by “Conduct Provisions” of the order.