CFPB Takes Action Against Companies For Unfair Billing Of Credit Card Add-On Products And Services

Paragraphs 53 and 54 of the order provided that the court retained jurisdiction for “construction, modification, and enforcement” of the order, that the parties can make administrative modifications to certain provisions of the order by agreement, and that any other modifications may be made upon approval of the court by motion of any party. In light of these provisions, on January 27, 2026, several defendants filed a motion to terminate the stipulated final judgment and order and dismiss the case with prejudice, to which the Bureau consented. As set forth in the motion, defendants fully disbursed the consumer redress as required under Section IV of the order, paid the civil money penalty to the Bureau as required under Section V of the order, and to the best of defendants’ knowledge, substantially complied with the other conduct provisions of the order. On February 4, 2026, the court terminated the stipulated final judgment and order and dismissed the case with prejudice.