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Monday is Memorial Day. For many Americans, that means a three-day weekend, the start of the summer season, and a chance to hit the sales. When asked “What is Memorial Day?” schoolchildren might answer: “It’s the day the pools open.” But of course it’s so much more than that – it’s a day to remember […]

Published Category: At the CFPB

Working to Give Consumers the Transparency They Deserve

Today, Professor Warren is testifying before Congress on our progress in building the consumer bureau. In her written testimony, she discusses our Know Before You Owe project: At the CFPB, we believe that a simple and straightforward presentation of key credit terms is the best way to level the playing field between borrowers and lenders […]

Independent Research at the CFPB

The CFPB is building an Office of Research to support its commitment to evidence-based policymaking. The research office will produce new findings that deepen our understanding of the problems that consumers, firms, and markets encounter. It will also help the CFPB conduct rigorous policy evaluations, which in turn will help maximize our effectiveness in addressing […]

Know Before You Owe: Designing a New Disclosure

This is the second in a series of blog posts about the Know Before You Owe project. To stay informed, sign up for e-mail updates. If you were designing a better mortgage disclosure form, how would you do it and where would you start? Over the past several months, we have been hard at work […]

Published Category: Info for consumers

Financial Education for Moms and All Women

Mothers Day provides another opportunity to highlight the importance of financial education for women. Financial insecurity affects all Americans, but women may be in a particularly uncertain position. A White House Council on Women and Girls interagency report shows that working mothers provide an increasing share of American families’ earnings. Still, a significant pay gap […]