How to tell the difference between a legitimate debt collector and scammers
Learn how to spot the warning signs of debt collection scams and ways to protect yourself.
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Your top debt collection questions answered
Learn more about how debt collection works or identify steps that you can take to address your own situation.
Two ways to save extra money
Check out our short-term and long-term ways to bring
home a little extra cash.
How to reduce your debt
Paying down your debt is possible when you know what
you owe and what you can do to repay it.
Budgeting strategies and free tools to help you reach your goals
You can get a handle on your debt and make a plan for future spending.
Track your spending with this easy tool
Breaking down your daily spending habits can help you identify areas
where you can reduce your expenses or find services you’re paying for that you
can eliminate.
Budget help: Manage your monthly expenses with a bill calendar
Knowing what you owe each month is an important step in getting a handle on debt.
Sign up for our email course and get your finances in shape
Our 21-day email course can help you meet your financial goals. Get tools delivered to your inbox.
How to save for emergencies and the future
Resources to help you make a plan to save.
How to spot a scammer
Federal government agencies and federal employees will not ask you to send money to collect prizes. They also won’t call to threaten you with jail time or a lawsuit if you don’t pay a debt. Learn how to protect yourself from imposter scams.