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Debt Collection Practices (Regulation F) Supplemental Proposal on Time-Barred Debt

The Bureau of Consumer Financial Protection proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA) and currently contains the procedures for State application for exemption from the provisions of the FDCPA. On May 21, 2019, the Bureau published in the Federal Register a proposed rule that would prescribe Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. This proposal supplements the May 2019 proposed rule by proposing to require debt collectors to make certain disclosures when collecting time-barred debts.

Proposed rule with request for public comment

Read it in the Federal Register

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Second extension of comment period

Read it in the Federal Register

View pdf

First extension of comment period

Read it in the Federal Register

View pdf

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Debt Collection Practices (Regulation F) Proposed Rule (May 21, 2019)