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Credit card agreement database

Agreements by 'American Express National Bank'

Issuer Agreement description Download
American Express National Bank American Express Cash Magnet Card Cardmember Agreement.pdf PDF (303.9 kB)
American Express National Bank American Express Gold Card Cardmember Agreement.pdf PDF (276.1 kB)
American Express National Bank American Express Green Card Cardmember Agreement.pdf PDF (281.7 kB)
American Express National Bank Amex EveryDay Card Cardmember Agreement.pdf PDF (309.6 kB)
American Express National Bank Amex EveryDay Preferred Card Cardmember Agreement.pdf PDF (312.3 kB)
American Express National Bank Blue Cash Everyday Card Cardmember Agreement.pdf PDF (315.3 kB)
American Express National Bank Blue Cash Preferred Card Cardmember Agreement.pdf PDF (315.7 kB)
American Express National Bank Blue from American Express Cardmember Agreement.pdf PDF (359.7 kB)
American Express National Bank Centurion Card from American Express Cardmember Agreement.pdf PDF (259.6 kB)
American Express National Bank Charles Schwab Platinum Card Cardmember Agreement.pdf PDF (263.0 kB)
American Express National Bank Delta SkyMiles Blue American Express Card Cardmember Agreement.pdf PDF (353.4 kB)
American Express National Bank Delta SkyMiles Gold American Express Card Cardmember Agreement.pdf PDF (359.5 kB)
American Express National Bank Delta SkyMiles Platinum American Express Card Cardmember Agreement.pdf PDF (360.7 kB)
American Express National Bank Delta SkyMiles Reserve American Express Card Cardmember Agreement.pdf PDF (377.8 kB)
American Express National Bank Goldman Sachs Platinum Card Cardmember Agreement.pdf PDF (259.9 kB)
American Express National Bank Hilton Honors American Express Aspire Card Cardmember Agreement.pdf PDF (352.8 kB)
American Express National Bank Hilton Honors American Express Card Cardmember Agreement.pdf PDF (352.8 kB)
American Express National Bank Hilton Honors American Express Surpass Card Cardmember Agreement.pdf PDF (356.5 kB)
American Express National Bank Marriott Bonvoy American Express Card Cardmember Agreement.pdf PDF (379.0 kB)
American Express National Bank Marriott Bonvoy Brilliant American Express Card Cardmember Agreement.pdf PDF (395.7 kB)
American Express National Bank Morgan Stanley Credit Card Cardmember Agreement.pdf PDF (345.5 kB)
American Express National Bank Morgan Stanley Platinum Card Cardmember Agreement.pdf PDF (271.6 kB)
American Express National Bank Optima Card from American Express Cardmember Agreement.pdf PDF (189.3 kB)
American Express National Bank Platinum Card from American Express Cardmember Agreement.pdf PDF (254.2 kB)
American Express National Bank The Charles Schwab Investor Card Cardmember Agreement.pdf PDF (405.5 kB)

Can't find an issuer?

The drop-down list contains credit card issuers that have submitted credit card agreements as required under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the CARD Act). If you cannot find a card issuer, it may be that:

  • The issuer has not yet submitted its agreements to the Federal Reserve Board;
  • The issuer has fewer than 10,000 accounts and does not have to submit its agreements; or
  • The name that you are looking for is not the actual issuer's name (for example, "ABC Card" is issued by XYZ Bank).

If none of these reasons apply and you still cannot find an agreement, call them to request a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request.

Look on the back of the credit card or on your latest monthly statement to find the name of the issuer. The bank, retailer, or other entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check the issuer's website; typically, the bank name is listed at the bottom of the issuer's homepage.

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Database disclaimer

We will display the consumer credit card agreements in this database as the respective issuers submitted them. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as offered to the public, or for any omissions or other errors in the agreement as submitted by the issuer.

The agreements on file will have general terms and conditions, pricing, and fee information. They are not specific to an individual's account information.

If you have questions about the agreements themselves, contact the card issuer directly.