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Money topics resource list

Browse the topics below to find financial education sites and organizations that can help you provide information and programs to your library patrons.

You can also browse resources for consumers from the CFPB.

Credit management

Description  Action 

Equifax, Experian, and TransUnion  

The only source authorized by federal law for free credit reports. Request your report from each of the three nationwide credit reporting companies every 12 months. The site allows you to see your reports updated more frequently online. 

AnnualCreditReport.com

U.S. Department of Housing and Urban Development (HUD) 

Credit counseling is a service provided by many housing counselors approved by HUD. 

Find a housing counselor

U.S. Department of Justice  

Searchable list of credit counselors across the country. 

Credit Counseling Agencies

Certified Financial Planner (CFP) Board of Standards and Financial Planners Association (FPA)  

Financial planners offer financial advice and financial planning, and some specialize in consumer debt.   

letsmakeaplan.org  

FPA PlannerSearch

Consumer Federation of America (CFA) 

Set aside money for your goals, including debt repayment

America Saves: Saving for debt repayment

National Foundation for Credit Counseling (NFCC) 

Member agencies provide free and affordable financial counseling and educational services.

Visit nfcc.org or call 1-800-388-2227

Housing

Description  Action 

CFPB 

U.S. Department of Housing and Urban Development (HUD)-certified housing counselors can discuss options with you if you're buying a home or having trouble paying your mortgage or managing your reverse mortgage. 

Find a Housing Counselor

U.S. Department of Housing and Urban Development (HUD) 

Find information and resources for homebuyers, homeowners, property residents/renters, and people experiencing homelessness. 

Helping Americans

National Credit Union Association (NCUA) 

Information on mortgages, reverse mortgages, and home ownership. 

Home Ownership

U.S. Department of Housing and Urban Development (HUD) 

Information that can help when you are thinking about buying a home. 

Buying a Home

Identity theft

Description  Action 

Federal Trade Commission 

The federal government’s one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process. 

Report Identity Theft

Federal Trade Commission 

How to know if your identity has been stolen and what to do next. 

Identity Theft: Protect Yourself

Investing

Description  Action 

U.S. Commodity Futures Trading Commission 

Tools to check the registration, license, and disciplinary history of financial professionals. 

BASIC : Check an individual or firm

CFTC : Understand background facts about commodities and traders

Financial Industry Regulatory Authority, Inc. (FINRA) 

Understand the letters that sometimes follow a financial professional’s name. You can also see whether the issuing organization requires continuing education, takes complaints or has a way for you to confirm who holds the credential. 

Professional Designations Database

Financial Industry Regulatory Authority, Inc. (FINRA) 

Search for broker-dealers to confirm they are properly registered and check for any history of violations or disciplinary actions. 

BrokerCheck

U.S. Securities and Exchange Commission  

See materials and information from the to understand how to invest wisely and avoid fraud. 

Investor.gov

American Library Association (ALA) and the FINRA Investor Education Foundation  

Resources and materials developed by participating libraries and their community partners. 

For libraries and librarians:

smartinvesting.ala.org

Kids and families

Description  Action 

Penn State Cooperative Extension and Pennsylvania Office of Financial Education  

Four-session course that uses fun children’s books to introduce children to key financial concepts. The course gives parents tools and information to reinforce their own knowledge as well as positively influence their children’s future money management skills.

Right on the Money

Federal Reserve Education (FRE)  

A collaborative group of experienced educators from across the Federal Reserve System. The group provides classroom resources and professional development designed to support educators and engage students. 

Federal Reserve Education

Jump$tart Coalition

Jump$tart is a national nonprofit coalition that unites state coalitions and other partners that share a commitment to promote effective financial education for all Americans, especially our nation's youth. Bringing financial education to every public, private, and charter elementary, middle, and high school in the country is their goal.

Jump$tart Coalition for Personal Financial Literacy

American Library Association and FINRA

Free resources from ALA and the FINRA Investor Education Foundation help libraries teach children and their parents, caregivers, and educators about financial topics — like saving, spending, sharing, and budgeting.

Thinking Money for Kids

Retirement

Description  Action 

American Institute of CPAs and The Chartered Institute of Management Accountants  

Resources to help Americans understand their personal finances throughout each stage of life. 

Financial literacy resources

Employee Benefit Research Institute  

The Ballpark E$timate  is an easy-to-use worksheet that helps you approximate how much you need to save to fund a comfortable retirement. 

Ballpark E$timate

Financial Industry Regulatory Authority, Inc. (FINRA) 

FINRA’s Retirement Calculator helps you estimate how much to save each year to accumulate enough money for your projected retirement.  

Retirement Calculator

Social Security Administration  

Information about your retirement benefits, including how to apply and benefits for families and survivors. 

Social Security Retirement Benefits

Employee Benefits Security Administration (part of the U.S. Department of Labor)  

Understand how your employer’s retirement plan works and what benefits you will receive.

Preparing for Retirement

Federal Deposit Insurance Corporation (FDIC) and CFPB  

An instructor-led curriculum on how to prevent elder financial exploitation. 

Money Smart for Older Adults

Social Security Administration  

When you get started with an online account, you can request a replacement Social Security card, check the status of an application, estimate future benefits, and manage the benefits you already receive. 

my Social Security

Social Security Administration  

Contact a regional communications director to discuss programs for your library. 

For libraries and librarians: 

Social Security Regional Communications Directors

Servicemembers

Description  Action 

U.S. Department of War

Information and tools to help military members and their families get their finances in order and plan for a healthy financial future.

Military OneSource

FINRA Foundation  

Free, unbiased financial education tools and training to service members, their spouses, and on-base financial educators. 

Strengthening the ranks of military financial educators

Student loans

Description  Action 

U.S. Department of Education 

Information about preparing for college, types of federal aid, how to apply for aid using the free application for federal student aid (FAFSA), and loan repayment options. 

Federal Student Aid

U.S. Department of Education 

The Financial Aid Toolkit provides federal student aid information and outreach tools for counselors, college access professionals, nonprofit mentors, and others. 

Federal Student Aid – Financial Aid Toolkit

General money topics

Description  Action 

The official web portal of the U.S. government  

Timely and valuable government information and resources on a variety of topics including consumer protection, small business, benefits, health insurance, taxes and more. 

USA.gov

Financial Literacy and Education Commission  

Publications, information and tools from more than 20 federal agencies. 

MyMoney.gov

National Credit Union Administration (NCUA)  

A variety of educational information, resources, and articles designed to help people make smarter financial decisions. 

MyCreditUnion.gov

Federal Deposit Insurance Corporation (FDIC) 

A comprehensive financial education curriculum designed to help people improve their financial skills and create positive banking relationships. 

Money Smart

Federal Trade Commission 

Easy-to-read and understand resources for basic money management, credit, scams, and identity theft.  

Consumer.gov

Internal Revenue Service  

Estimate your federal income tax withholding, see how your refund, take-home pay or tax due are affected by withholding, and choose an estimated withholding amount that works for you.

Income Tax Withholding Calculator

American Library Association (ALA) 

Materials and resources about personal finance. The guide helps to address gaps within the personal finance collections of public libraries and, ultimately, enhance financial capability in the community. 

For libraries and librarians:  

ALA Financial Literacy Guide


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