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Housing counselors near you

The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD), and they can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost to you. This list shows you several approved agencies in your area. You can find other approved counseling agencies at the Consumer Financial Protection Bureau’s (CFPB) website: consumerfinance.gov/mortgagehelp or by calling 1-855-411-CFPB (2372). You can also access a list of nationwide HUD-approved counseling agencies at: https://www.hud.gov/program_offices/housing/sfh/hcc/hcc_home

Find a housing counselor

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, forbearances, foreclosures, and credit issues. When you enter your ZIP code below, you will see several approved agencies in your area. The counseling agencies on the searchable list are approved by the U.S. Department of Housing and Urban Development (HUD) and they can offer independent advice, often at little or no cost to you. As an alternative, you can visit the HUD site to search the same list of nationwide HUD-approved counseling agencies .

Search by ZIP code

Use the search box below to find a housing counselor near you. Not every housing counselor offers all services, so be sure to check the list of services offered by each agency.

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This tool is powered by HUD's official list of housing counselors. If you notice errors in the housing counselor data, contact housing.counseling@hud.gov.

Displaying the 10 locations closest to ZIP code 49706

Agency Services Distance
  1. Northwest Michigan Community Action Agency, Inc.
    2240 Mitchell Park Dr. Suite A
    Petoskey, MI 49770-9600
    Website:
    Phone:
    231-347-9070
    Email Address:
    hfs@nmcaa.net
    Languages:
    ASL, English, Spanish
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Fair Housing Pre-Purchase Education Workshops
  • Home Improvement and Rehabilitation Counseling
  • Services for Homeless Counseling
  • Non-Delinquency Post Purchase Workshops
  • Predatory Lending Education Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
7.9 miles
  1. Northern Homes Community Development Corporation
    900 Emmet St
    Petoskey, MI 49770-2995
    Website:
    Phone:
    231-582-6244
    Email Address:
    jane@northernhomes.org
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
9.6 miles
  1. H.O.M.E. of Mackinac County
    396 N State St
    Saint Ignace, MI 49781-1466
    Website:
    Phone:
    906-643-6239
    Email Address:
    info@homeofmackinaccounty.org
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Resolving/Preventing Mortgage Delinquency Workshop
  • Financial, Budgeting and Credit Repair Workshops
  • Home Improvement and Rehabilitation Counseling
  • Non-Delinquency Post Purchase Workshops
  • Predatory Lending Education Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
29.7 miles
  1. Northwest Michigan Community Action Agency, Inc
    3963 3 Mile Rd N
    Traverse City, MI 49686-9164
    Website:
    Phone:
    231-947-3780
    Email Address:
    hfs@nmcaa.net
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Fair Housing Pre-Purchase Education Workshops
  • Home Improvement and Rehabilitation Counseling
  • Services for Homeless Counseling
  • Non-Delinquency Post Purchase Workshops
  • Predatory Lending Education Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
61.3 miles
  1. Northeast Michigan Community Service Agency, Inc.
    2569 US 23 S
    Alpena, MI 49707-4617
    Website:
    Phone:
    989-358-4600
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
70.3 miles
  1. Northwest Michigan Communty Action Agency , Inc
    1640 Marty Paul St
    Cadillac, MI 49601-9608
    Website:
    Phone:
    231-947-3780
    Email Address:
    hfs@nmcaa.net
    Languages:
    ASL, English
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Fair Housing Pre-Purchase Education Workshops
  • Home Improvement and Rehabilitation Counseling
  • Services for Homeless Counseling
  • Non-Delinquency Post Purchase Workshops
  • Predatory Lending Education Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
87.1 miles
  1. Michigan State University Extension - Clare C
    225 W. Main St
    Harrison, MI 48625-8336
    Website:
    Phone:
    989-539-7805
    Email Address:
    leferete@msu.edu
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Workshops
98.2 miles
  1. Legal Services of Northern Michigan, Inc.
    504 Ludington St
    Escanaba, MI 49829-3932
    Website:
    Phone:
    906-786-2303-3
    Email Address:
    kpenokie@lsnm.org
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Fair Housing Pre-Purchase Education Workshops
  • Home Improvement and Rehabilitation Counseling
  • Services for Homeless Counseling
  • Non-Delinquency Post Purchase Workshops
  • Predatory Lending Education Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
111.4 miles
  1. Mid-Michigan Community Action Agency
    1574 E Washington Rd
    Farwell, MI 48622-9437
    Website:
    Phone:
    989-386-3805
    Email Address:
    contactus@mmcaa.org
    Languages:
    English, Spanish
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
111.4 miles
  1. Truenorth Community Services
    6308 S Warner Ave
    Fremont, MI 49412-9279
    Phone:
    231-924-0641
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Resolving/Preventing Mortgage Delinquency Workshop
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Home Improvement and Rehabilitation Counseling
  • Services for Homeless Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
149.3 miles