Skip to main content
An official website of the United States government
Consumer Financial Protection Bureau logo

Housing counselors near you

The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD), and they can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost to you. This list shows you several approved agencies in your area. You can find other approved counseling agencies at the Consumer Financial Protection Bureau’s (CFPB) website: consumerfinance.gov/mortgagehelp or by calling 1-855-411-CFPB (2372). You can also access a list of nationwide HUD-approved counseling agencies at: https://www.hud.gov/program_offices/housing/sfh/hcc/hcc_home

Find a housing counselor

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, forbearances, foreclosures, and credit issues. When you enter your ZIP code below, you will see several approved agencies in your area. The counseling agencies on the searchable list are approved by the U.S. Department of Housing and Urban Development (HUD) and they can offer independent advice, often at little or no cost to you. As an alternative, you can visit the HUD site to search the same list of nationwide HUD-approved counseling agencies .

Search by ZIP code

Use the search box below to find a housing counselor near you. Not every housing counselor offers all services, so be sure to check the list of services offered by each agency.

This tool is not supported in your browser.
Please try a newer browser or confirm that JavaScript is enabled.

This tool is powered by HUD's official list of housing counselors. If you notice errors in the housing counselor data, contact housing.counseling@hud.gov.

Displaying the 10 locations closest to ZIP code 07003

Agency Services Distance
  1. Consumer Credit and Budget Counseling, Dba National Foundation for Debt Management
    26 Park St Ste 2000
    Montclair, NJ 07042-3443
    Phone:
    727-755-8558
    Email Address:
    rgraves@nfdm.org
    Languages:
    English, Spanish
  • Mortgage Delinquency and Default Resolution Counse
  • Resolving/Preventing Mortgage Delinquency Workshop
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
1.8 miles
  1. Catholic Charities of the Archdiocese of Newark
    590 N 7th St
    Newark, NJ 07107-4553
    Website:
    Phone:
    973-596-4100
    Email Address:
    mfarabaugh@ccannj.org
    Languages:
    English, Spanish
  • Financial, Budgeting and Credit Repair Workshops
  • Fair Housing Pre-Purchase Education Workshops
  • Services for Homeless Counseling
  • Rental Housing Counseling
  • Rental Housing Workshops
2.6 miles
  1. Urban League of Essex County
    508 Central Ave
    Newark, NJ 07107-1430
    Website:
    Phone:
    973-624-9535
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Resolving/Preventing Mortgage Delinquency Workshop
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Services for Homeless Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
4.1 miles
  1. New Jersey Citizen Action
    625 Broad St
    Newark, NJ 07102-4415
    Website:
    Phone:
    973-643-8800
    Email Address:
    application@njcitizenaction.org
    Languages:
    English, Spanish
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Home Improvement and Rehabilitation Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
4.7 miles
  1. Nsc (Naca Counseling Subsidiary) - Newark, Nj
    60 Park Pl Ste 800
    Newark, NJ 07102-5508
    Website:
    Phone:
    973-679-2601
    Email Address:
    services@naca.com
    Languages:
    English, Other, Spanish
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Fair Housing Pre-Purchase Education Workshops
  • Non-Delinquency Post Purchase Workshops
  • Predatory Lending Education Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
4.8 miles
  1. Tri-City Peoples Corporation
    675 S 19th St

    Newark, NJ 07103-1033
    Website:
    Phone:
    097-367-5448
    Email Address:
    tcaldwell@tri-citypeoples.org
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Resolving/Preventing Mortgage Delinquency Workshop
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Fair Housing Pre-Purchase Education Workshops
  • Home Improvement and Rehabilitation Counseling
  • Services for Homeless Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
5.3 miles
  1. Credit.Org - New Jersey Branch
    101 Eisenhower Pkwy
    Suite 300
    Roseland, NJ 07068-1032
    Website:
    Phone:
    800-431-8157
    Email Address:
    info@credit.org
    Languages:
    English, Other, Spanish
  • Mortgage Delinquency and Default Resolution Counse
  • Financial, Budgeting and Credit Repair Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Reverse Mortgage Counseling
7.1 miles
  1. Paterson Task Force for Community Action, Inc
    191 Market St
    Paterson, NJ 07505-1507
    Website:
    Phone:
    973-279-2333-135
    Email Address:
    Dallen@patersontaskforce.com
    Languages:
    English
  • Mortgage Delinquency and Default Resolution Counse
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Fair Housing Pre-Purchase Education Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
7.6 miles
  1. Housing Authority of the City of Paterson
    60 Van Houten St
    Paterson, NJ 07505-1028
    Website:
    Phone:
    973-345-5085
    Languages:
    English
  • Financial Management/Budget Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
7.7 miles
  1. The Waterfront Project, Inc.
    830 Bergen Ave.
    Suite 4A
    Jersey City, NJ 07306-4507
    Website:
    Phone:
    551-256-7578
    Email Address:
    director@thewaterfrontproject.org
    Languages:
    Arabic, Cambodian, Cantonese, Chinese Mandarin, Creole, Czech, English, Farsi, French, German, Hindi, Hmong, Indonesian, Italian, Korean, Polish, Portuguese, Russian, Spanish, Swahili, Turkish, Ukrainian, Vietnamese
  • Mortgage Delinquency and Default Resolution Counse
  • Rental Housing Counseling
  • Rental Housing Workshops
8.3 miles