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Focus Black

Issuer name: U.S. BANK NATIONAL ASSOCIATION
Prepaid product type: Payroll

Program manager: No information provided
Current status: Active

Other relevant parties: Brinker

Download most recent agreement files

Agreement effective date: 2025-11-21

Focus_Black_11_21_2025(6).zip

Download older agreements

Agreement effective date: 2024-05-28

Focus_Black_05_28_2024.zip

Agreement effective date: 2022-12-12

Focus_Black_12_12_2022(11).zip

Agreement effective date: 2022-12-12

Focus_Black_12_12_2022(10).zip

Agreement effective date: 2021-08-17

Focus_Black_08_17_2021(3).zip

Agreement effective date: 2020-08-12

Focus_Black_08_12_2020.zip

Agreement effective date: 2020-06-24

Focus_Black_06_24_2020(1).zip

Support and inquiries

If you have technical questions or issues, contact Collect_Support@cfpb.gov.

For general information about prepaid cards, visit our prepaid card resources.

Database disclaimer

We display the prepaid account agreements in this database as the respective issuers submitted them. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as offered to the public, or for any omissions or other errors in the agreement as submitted by the issuer. Use of information downloaded from our website, and any alteration or representation regarding such information by a party, is the responsibility of such party.

The agreements on file will have general terms and conditions, pricing, and fee information. They are not specific to an individual's account information. If you have questions about the agreements themselves, contact the prepaid issuer directly.