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Credit card agreement database

The CFPB maintains a database of credit card agreements from hundreds of card issuers. Using the tool below, you can search for an agreement by the name of the issuer.

Show agreements by card issuer
Can't find an issuer?

This search method accesses all credit card agreements as of the CFPB’s most recent quarterly collection of credit card agreements. To access all agreements from the most recent or earlier periods, please click on the relevant agreement link below. (Please note that the Bureau did not collect agreements for 2015. The January 2016 archive is a sample that was collected by Bureau staff from the publicly-available websites of the largest credit card issuers as of the first week of January 2016, and does not constitute a full set of agreements). Credit card issuers are generally required to post the credit card agreements that they offer to the public on their websites, with limited exceptions. If you are an issuer, email for agreement submission instructions.

Download all most recent agreements (Q2-2016)

Archived Q1-2016 agreements

Archived January 2016 agreements

Archived Q4-2014 agreements

Archived Q3-2014 agreements

Archived Q2-2014 agreements

Archived Q1-2014 agreements

Archived Q4-2013 agreements

Archived Q3-2013 agreements

Archived Q2-2013 agreements

Archived Q1-2013 agreements

Archived Q4-2012 agreements

Archived Q3-2012 agreements

Archived Q2-2012 agreements

Archived Q1-2012 agreements

Archived Q4-2011 agreements

Archived Q3-2011 agreements

Looking for your own credit card agreement?

We have provided this database so you can search for agreements between credit card issuers and their customers. The agreements in this database have general terms and conditions, pricing, and fee information.

If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must make your agreement available to you upon request. If you are having trouble getting your agreement, let us know by submitting a complaint.

College credit card agreements

We have collected credit card issuer marketing agreements with universities or affiliated organizations. We are also required to report to Congress on the state of college credit card agreements.

View college credit card agreements information

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