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Credit card agreement database

The CFPB maintains a database of credit card agreements from more than 300 card issuers. Using the tool below, you can search for an agreement in one of two ways: by the name of the issuer, or by the text within the agreement.

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Looking for your own credit card agreement?

We have provided this database so you can search for agreements between credit card issuers and their customers. The agreements in this database have general terms and conditions, pricing, and fee information.

If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must make your agreement available to you upon request. If you are having trouble getting your agreement, let us know by submitting a complaint.

These agreements are updated quarterly. The most recent agreements, as of March 31, 2014, were published on July 17th, 2014.

Looking for instructions on submitting your institution’s agreements?

Credit card issuers that need to initiate their first submission or that have questions about the process should email CardAgreements@cfpb.gov.

Quarterly submissions must be sent to the Bureau no later than the first business day on or after January 31, April 30, July 31, and October 31 of each year.

College credit card agreements

We have collected credit card issuer marketing agreements with universities or affiliated organizations. We are also required to report to Congress on the state of college credit card agreements.

View college credit card agreements information

Download all agreements (.zip file of 1770 total agreements, updated quarterly)

Archived Q4-2013 agreements

Archived Q3-2013 agreements

Archived Q2-2013 agreements

Archived Q1-2013 agreements

Archived Q4-2012 agreements

Archived Q3-2012 agreements

Archived Q2-2012 agreements

Archived Q1-2012 agreements

Archived Q4-2011 agreements

Archived Q3-2011 agreements

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