In many cases, defendants administer redress payments themselves or through a designated settlement administrator. The specifics of the redress process are decided on a case-by-case basis within each individual enforcement action.
For questions related to payments in a case with defendant-administered redress, please contact the defendant company directly.
In some cases, an order may require the person or company that violated the law to pay the redress to us, and then we will distribute that money to victims. We will often hire a third-party administrator to send out these payments to victims.
For questions related to payments in a case with Bureau-administered redress, please see the individual cases below.
In some cases, when the available redress is insufficient to fully compensate consumers for the harm they have suffered, the Bureau may compensate victims from the Bureau’s Civil Penalty Fund. The money in the Civil Penalty Fund comes from penalties that the Bureau obtains in enforcement actions against entities and individuals who have violated the law.
Civil Penalty Fund and Bureau-administered redress payments to victim classes
|Defendant name||Type of compensation|
|American Debt Settlement Solutions, Inc.||Civil Penalty Fund|
|Amerisave Mortgage Corporation||Bureau-Administered Redress and Civil Penalty Fund|
|Castle & Cooke Mortgage, LLC||Bureau-Administered Redress|
|Colfax Capital Corporation||Civil Penalty Fund|
|Flagstar Bank, F.S.B.||Bureau-Administered Redress|
|Franklin Loan Corporation||Bureau-Administered Redress|
|Freedom Stores, Inc.||Bureau-Administered Redress|
|Gordon, et al.||Civil Penalty Fund|
|JPMorgan Chase||Bureau-Administered Redress|
|Meracord||Civil Penalty Fund|
|Military Assistance Company, LLC (MAC)||Bureau-Administered Redress|
|National Corrective Group, Inc.||Civil Penalty Fund|
|National Legal Help Center||Civil Penalty Fund|
|Payday Loan Debt Solution, Inc.||Bureau-Administered Redress and Civil Penalty Fund|
|S/W Tax Loans, Inc.||Bureau-Administered Redress|
|Union Workers Credit Services||Civil Penalty Fund|
|3D Resorts Bluegrass LLC||Bureau-Administered Redress and Civil Penalty Fund|