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Dadas las tendencias que enfrentan los usuarios en el país, en la CFPB estimamos que la deuda en tarjetas de crédito podría llegar a $1 trillón.

Credit cards are one of the most common financial products in our country, providing the bulk of short-term credit for families. Interest rates on credit cards have risen substantially, with average interest rates going over 20%. Given the trends for the 175 million Americans with credit cards, the CFPB estimates that outstanding credit card debt may continue to set records and could even hit $1 trillion.

This week, we filed a Statement of Interest to protect people from discriminatory targeting.

More than 78,000 consumers harmed by College Financial Advisory and Student Financial Resource Center will receive checks in the mail this month.

Más de 78,ooo consumidores afectados por las compañías College Financial Advisory y Student Financial Resource Center, recibirán cheques por correo.

The CFPB launched an inquiry into companies that track and collect information on people’s personal lives.

Consumidores afectados por GST Factoring, Inc y sus asociados recibirán dinero de nuestro Fondo de Penalidades Civiles.

Consumers harmed by GST Factoring, Inc., Champion Marketing Solutions, Amanda Johnson, David Mize, Jacob Slaughter, and Daniel Ruggiero will receive money from the CFPB Civil Penalty Fund.

The CFPB is convening government enforcers to sharpen our combined efforts to protect consumers as tech reshapes the financial marketplace.

This week, the CFPB filed a joint Statement of Interest with the Department of Justice to protect homebuyers and homeowners from discriminatory appraisals.

The CFPB issued a Request for Information on the economic impact of mortgage loan originator rules on small mortgage companies.

The CFPB and the FTC want to hear about challenges you’ve faced because of rental background checks.

La CFPB y la FTC quieren saber cuáles retos ha enfrentado por las revisiones de antecedentes de inquilinos.

The public can submit comments through March 29, 2023 on an application to create an alternative mortgage disclosure to improve understanding and facilitation of construction loans.

Hasta el 29 de marzo del 2023 pueden enviarse comentarios para crear una declaración hipotecaria alternativa que facilite préstamos a la construcción.

Today the CFPB finalized an update to our procedural rule regarding administrative adjudication.

The CFPB is piloting a new collection of auto data. As part of that effort, we issued orders to nine large auto lenders to provide information about their auto lending portfolio.

Credit card companies are failing to report your actual payment data to the nationwide consumer reporting companies. The CFPB asked why, and this is what we learned.

Los emisores de tarjetas de crédito no están reportando sus datos de pagos a las empresas de informes de crédito. Preguntamos por qué, y esto descubrimos.

Seeking help from a VA-accredited attorney, claims agent, or VSO representative can ensure you receive assistance throughout the claims process with VA and avoid excessive fees.

특히 영어가 모국어가 아닌 경우 재정적 어려움을 극복하는 것이 더욱 어려울 수 있습니다. CFPB는 다음 조치를 통해 모든 소비자가 금융교육 자료를 이용할 수 있도록 노력하고 있습니다.

Navegar por los desafíos financieros puede ser difícil, especialmente cuando el inglés no es su idioma principal. Estos son los pasos que el CFPB está tomando para garantizar que nuestros recursos de educación financiera sean accesibles para todos los consumidores.

應對金融挑戰可能很困難，特別是當英語不是您的主要語言時。CFPB 正在採取以下措施，以確保所有消費者均可查看我們的金融教育資源。

The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination.

Nos hemos unido a otros reguladores para pedirle a la Fundación de la Tasación que instruya a los tasadores sobre la ley federal que prohíbe la discriminación.