Entienda las tarifas que pagará
Un emisor de tarjetas prepagadas debe mostrarle sus tarifas antes de que usted compre la tarjeta. El formulario de muestra a continuación muestra la cantidad más alta que se puede cobrar. También muestra cómo ciertas tarifas pueden ser más bajas dependiendo de cómo o dónde use la tarjeta.
Ejemplo de divulgación de la tarjeta prepaga
How to get information about all fees
If you get your card in a store, a short summary of key fees and information will be on the outside of or visible through the prepaid card packaging. This short form will include a toll-free number and a website to view all the fees that may be charged on the prepaid card and other important information.
If you get your card in other settings, like online or over the phone, the card provider needs to give you this form on paper or electronically. This form will tell you where to find all fees and services (usually in the cardholder agreement).
Register your card as soon as possible
It is important to register your prepaid card as soon as possible. Your prepaid card provider is not required to protect you from loss, theft, or fraud on your card account until you successfully register it. If you apply for a card online, you will usually register it before you get the prepaid card. But if you buy a card in a store, be sure to register it to get full protection in case your card is lost or stolen.