Archive of closed notices

CFPB Issues Required Rulemaking on Personal Financial Data Rights (CFPA section 1033)

The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking comments from the public related to relationship banking and how consumers can assert the right to obtain timely responses to requests for information about their accounts from banks and credit unions with more than $10 billion in assets, as well as from their affiliates.

The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking comments from the public related to fees that are not subject to competitive processes that ensure fair pricing. The submissions to this request for information will serve to assist the CFPB and policymakers in exercising its enforcement, supervision, regulatory, and other authorities to create fairer, more transparent, and competitive consumer financial markets.

This notice proposes changes to the Remittance Rule to mitigate the expiration of an exception that allows insured institutions to estimate certain costs associated with sending a remittance transfer to increase the normal course of business safe harbor.

The Bureau is seeking comment as part of its review of a 2009 overdraft rule consistent with section 610 of the Regulatory Flexibility Act.

The Bureau and the Federal Reserve Board are jointly proposing amendments to Regulation CC, which implements the Expedited Funds Availability Act, and are also providing an additional opportunity for public comment on certain amendments to Regulation CC that the Board proposed in 2011.

The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form.  The CFPB is seeking...

The OCC, the Board and the Bureau are proposing to amend the official interpretations for their regulations that implement section 129H of the Truth in...

The CFPB is requesting a new generic information collection plan, titled, “Generic Information Collection Plan for Surveys Using the Consumer Credit Panel”.

The Bureau requests specific suggestions from the public to help identify the appropriate scope of the Study, as well as appropriate methods and sources of data for conducting the Study. Based on the information received, the Bureau may consider soliciting further feedback.