Home Mortgage Disclosure Act rule implementation
Resources to help you comply.
CFPB announces HMDA file specifications for 2017 and 2018.
Executive summary and effective dates
HMDA executive summary – Overview of changes to the HMDA rule issued Oct. 15, 2015
HMDA key dates timeline – One page overview of the effective dates for different elements of the rule
HMDA compliance guide – Plain-language guide to the new rule (Published Dec. 1, 2015)
Institutional coverage charts
Does this Home Mortgage Disclosure Act rule apply to your institution? Start with these overviews.
Data collection and reporting
Reference tools for HMDA data collection, recording, and reporting.
2018 HMDA transactional coverage chart – Reference tool illustrating one approach to help determine whether a transaction is reportable under HMDA
Summary of reportable data – Reference tool for HMDA data required to be collected, recorded, and reported
Reporting “Not Applicable” – Reference tool on when to report HMDA data as not applicable
Sample data collection form – demographic information of applicant and
co-applicant (Effective Jan. 1, 2018)
Overview of the HMDA final rule – July 14, 2016