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Resources

Websites | Videos | Fun sites| Courses

 

Websites

Here are sites from federal government agencies and national nonprofit organizations that you can paste right to your library website. Consider adding state and local resources for a more comprehensive and customized list. The sites below are listed in alphabetical order along with the organization that manages the site.

360 Degrees of Financial Literacy
American Society for Certified Public Accountants

This site focuses on financial education as a lifelong endeavor—from children learning about the value of money to adults reaching a secure retirement.

America Saves
Consumer Federation of America

This website supports the national America Saves Week campaign by offering tools and advice to help people set and reach their savings goals.

AnnualCreditReport.com
Equifax, Experian, TransUnion

This is the only source to get free credit reports authorized by federal law. This law requires each of the three largest consumer credit reporting agencies to give you a free copy of your credit report every 12 months.

Ballpark E$timate, Choose to Save
Employee Benefit Research Institute’s Education and Research Fund

The Ballpark E$timate is an easy-to-use worksheet that helps you approximate how much you need to save to fund a comfortable retirement.

Consumer.gov
Federal Trade Commission

Includes easy-to-read and understand resources for basic money management, credit, scams, and ID theft.

Consumerfinance.gov
Consumer Financial Protection Bureau (CFPB)

Learn more about the CFPB and how it is working to make consumer financial markets fairer for everyone.

  • Submit a complaint about consumer financial products and services.
  • Ask CFPB provides answers to common money questions.
  • CFPB en Español proporciona información de las respuestas y preguntas más comunes acerca de servicios y productos financieros. También incluye información de cómo presentar una queja.
  • Paying for College tools and information can help you make better informed decisions.

Consumidor.gov
Federal Trade Commission

Incluye conceptos básicos de protección del consumidor como manejar su dinero; crédito, préstamos y deudas; estafas y el robo de identidad.

Employee Benefits Security Administration Consumer Assistance
Department of Labor

Provides answers to questions about workplace benefits, and offers links to assist you if you believe you have been denied a health or retirement benefit inappropriately.

Federal Student Aid
Department of Education

Get information about preparing for college, types of federal aid, how to apply for aid using the free application for federal student aid (FAFSA); and your loan repayment options.

Find a Housing Counselor
CFPB

This online tool uses information from the Department of Housing and Urban Development (HUD) to find HUD-certified housing counselors near you. HUD counselors can provide advice on buying a home, renting, defaults, foreclosures, and credit issues.

FINRA Broker Check
Financial Industry Regulatory Authority

Search for broker dealers to confirm they are properly registered and check their disciplinary histories.

FINRA Professional Designations Database
FINRA

Decode the letters that sometimes follow a financial professional’s name. You can also see whether the issuing organization requires continuing education, takes complaints or has a way for you to confirm who holds the credential.

Gobinero.usa.gov
General Services Administration

GobiernoUSA.gov es parte de USA.gov, el portal oficial del Gobierno de Estados Unidos con información confiable, actual e importante para usted cuándo y dónde la necesite.

Income Tax Withholding Calculator
Internal Revenue Service

Are you withholding to much or too little from your paycheck? Did you get married, divorced or have a child? Use this calculator to determine whether or not you need to file a new W-4.

Investor.gov
Securities and Exchange Commission

A site to help investors at all experience levels understand how to invest wisely and avoid fraud.

Kids.gov
General Services Administration

Information, games, and videos on multiple topics, including money. The site is divided into resources for kids (grades K-5), teens (grades 6-8), teachers, and parents.

MakingHomeAffordable.gov
Department of Treasury, HUD

The Making Home Affordable Program (MHA) ® is a critical part of the Obama Administration’s broad strategy to help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy.

Military OneSource
Department of Defense, Military Community and Family Policy, and USA.gov

This site helps military members and their families get their finances in order and plan for a healthy financial future.

Money as You Grow
President’s Advisory Council on Financial Capability

Twenty essential, age-appropriate financial lessons—with corresponding activities—that kids need to know as they grow.

Money Smart
Federal Deposit Insurance Corp.

A comprehensive financial education curriculum designed to help people improve their financial skills and create positive banking relationships.

MyCreditUnion.gov
National Credit Union Administration

The National Credit Union Administration’s consumer protection website MyCreditUnion.gov, and its financial literacy microsite, Pocket Cents, offer a variety of educational information, resources, and articles designed to help individuals make smarter financial decisions.

MyMoney.gov
Department of Treasury

Publications, information and tools from more than 20 federal agencies that make up the Financial Literacy Education Commission.

SaveAndInvest.org
FINRA Investor Education Foundation

Unbiased financial tools and information for investors, with special information for military families and help for investors to avoid investment fraud.

Social Security Retirement Estimator
Social Security Administration

The Retirement Estimator gives benefits estimates based on your actual Social Security earnings record.

USA.gov
General Services Administration

The official web portal of the U.S. government. USA.gov contains timely and valuable government information and resources on a variety of topics including consumer protection, small business, benefits, health insurance, taxes and more.

Videos

Librarians told us they want videos. Patrons enjoy them, and they are an easy way to make presentations more engaging. The list below represents some of the video resources we found that introduce and explain financial education topics in a clear and unbiased manner. The sites are listed in alphabetical order together with their sponsoring organizations and descriptions.

Better Money Habits
Khan Academy

Khan Academy videos on a variety of financial education topics, from basic money management to credit and debt management, to long-term savings and more.

How an Employer Match Boosts Savings
Financial Literacy Center 

If your employer provides a match to what you contribute to a retirement account, your assets will accumulate at a much faster rate.

How Diversification Decreases Risk
Financial Literacy Center

To protect your retirement savings, you need to choose a range of investments to avoid the risk of a single asset losing value.

How Inflation Diminishes Savings
Financial Literacy Center

When saving for the future, you need to understand that as prices increase, the purchasing power of your money will decrease.

How Tax-Advantaged Accounts Build Assets
Financial Literacy Center

Saving your money in a tax-free or tax-deferred Roth IRA or 401(k) retirement account will allow you to accumulate funds more quickly over time.

How to Spot an Investment Scam
FINRA Investor Education Foundation

Investment fraud criminals use a wide array of sophisticated and highly effective tactics to get people to part with their money. Learn how to spot those techniques and help protect not just yourself but friends, neighbors and family members.

Save Like Mike
CFPB

Mike’s not that different from most consumers. Like so many of us he makes sacrifices to get the things he wants. And he knows that the only way to get closer to his dreams is to plan ahead. And that’s what saving is all about.

Savings Matters (En Espanol)
Department of Labor

Most young workers haven’t calculated how much they need for retirement and only about half are saving for retirement at all. Learn why starting early and contributing regularly will make it easier to reach your retirement goals.

 

 

Fun sites

These sites introduce financial education concepts to children and young adults in fun and engaging ways. The sites are listed in alphabetical order together with their sponsoring organization and target audiences.

Build a Million Club
4H

Target audiences: Teens, young adults

Feed the Pig
American Society for Certified Public Accountants

Target audience: Young adults

Financial Entertainment
Doorways to Dreams (D2D) Fund

Target audiences: High school and college students and younger adults

For Me, For You, For Later
Sesame Street

Target audiences: Young children and parents

Kids.gov
General Services Administration

Target audiences: Young children, young adults, parents and teachers

Have other free, noncommercial, and fun financial education site suggestions? Email them to financialeducation@cfpb.gov.

Courses

Programs and curricula

Some librarians said they preferred prepackaged programs and curricula. To help satisfy that request, we looked for free programs and courses offered by public or nonprofit groups. The links below are listed in alphabetical order together with their sponsoring organizations and descriptions.

Elementary School Economics
Federal Reserve Bank of St. Louis
Personal finance and economic lessons are paired with popular children’s books. Librarians can read the book to the children and follow the reading with discussions about money decisions, saving, spending, choices, needs and wants and much more. Includes lesson plans and handouts.

Econlowdown
Federal Reserve Bank of St. Louis
An online learning platform for more than 25 courses about money, financial decisions and economics. Register free to access the full list of courses. Instructors can select courses for their online “classrooms,” hold online discussions with classroom students, view progress, and present poll questions or surveys.

Federal Student Aid – Financial Aid Toolkit
Department of Education
The Financial Aid Toolkit provides federal student aid information and outreach tools for counselors, college access professionals, nonprofit mentors, and others.

Money Smart
Federal Deposit Insurance Commission
A comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.

Money Smart for Older Americans
CFPB, FDIC
An instructor-led training developed jointly by FDIC and CFPB, this module provides awareness among older adults and their caregivers about how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.

NEFE Financial Workshop Kits
National Endowment for Financial Education
Customizable workshop kits focus on varied—yet specific—audiences. The 10 main topic areas offer resources and information specific to people’s income level, stage of life, or unique situations.

NEFE High School Financial Planning Program
National Endowment for Financial Education
A turnkey financial literacy program offered in partnership with the U.S. Department of Agriculture National Institute for Food and Agriculture (USDA NIFA) through participating Land-Grant University Cooperative Extension Services (CES) and the Credit Union National Association, Inc. (CUNA).

Take Charge Today
Take Charge America Institute, University of Arizona
A program and curriculum with a decision-based approach to personal finance that provides a consistent framework for thinking through financial choices in order to improve well-being.

Thrive by 5
Credit Union National Association Inc.
Simple activities and other resources that are parent-and-child tested and meant to give you ideas for: Teaching how money works and what it can do, talking about how your family uses money, and modeling good money management.

Right on the Money
Penn State Cooperative Extension and Pennsylvania Office of Financial Education
A four-session course that uses fun children’s books to introduce children to key financial concepts. It also provides parents with tools and information to reinforce their own financial knowledge as well as positively influence their children’s future money management skills.

Have suggestions for other free, noncommercial web resources? Send us an email

Inclusion of entities or websites in this list should not be considered an endorsement by the CFPB. There are many other possible entities that are not listed that may also be able to serve your needs.