Reports

We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.

Data point: Mortgage trends

This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).

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Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending rulemaking

This report describes the CFPB’s methodology for estimating how many banks will be required to report under the small business lending rule and for producing market-level estimates of associated costs.

Industry and markets

Published MAR 30, 2023

User testing for sample data collection form for the small business lending final rule

This report summarizes the results of several rounds of qualitative message and user testing research related to the small business lending rule’s sample data collection form.

Industry and markets

Published SEP 01, 2021

Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending data collection notice of proposed rulemaking

This report describes the Bureau’s methodology for estimating how many banks would be required to report under the proposed rule implementing section 1071 of the Dodd-Frank Act and for producing market-level estimates of associated costs.

Office of Research Publication

Published JUN 30, 2021

Commercial Credit on Consumer Credit Reports

This report explores the trends of commercial credit reporting on consumer credit.

By Office of Research

Office of Research Publication

Published JAN 16, 2020

Data point: Small business lending and the Great Recession

This Data Point article tracks the evolution of small business lending before, during and following the Great Recession.

By Office of Research

Supervisory Highlights

Published SEP 06, 2017

Supervisory Highlights: Summer 2018

In this issue of Supervisory Highlights, we report examination findings in the areas of automobile loan servicing, credit cards, debt collection, mortgage servicing, payday lending, and small business lending that were generally completed between December 2017 and May 2018.

Industry and markets

Published MAY 10, 2017

Key dimensions of the small business lending landscape

This paper reflects initial findings of the Bureau's research on the small business lending market. It provides a preliminary understanding of the small...