My loan officer said that I need to express my —Intent to Proceed— in order for my mortgage loan application to move forward. What does that mean?
If I am married, can a lender or broker turn down my application for a mortgage or home equity loan in my own name?
I received notice of an upcoming rate change on my adjustable-rate mortgage (ARM). Why did I receive this and what should I do now?
I recently declared bankruptcy. Now my mortgage servicer said it’s not allowed to send me a monthly mortgage statement. Is that correct?
I wanted to take out a Home Equity Line of Credit but my lender told me the terms have changed. What can I do?
I mailed my mortgage payment before it was due but my servicer received it after the due date and charged me a late fee. Can my servicer do this?
I got a letter from my mortgage servicer about my application for help to prevent foreclosure of my mortgage. Can you help me understand some of the terms?
I am at least two payments behind on my mortgage payments. I tried to pay one month's worth of what I owe, but my servicer said I have to pay the whole amount. Can the servicer do this?
During my mortgage loan application process, I was given three or four different valuations. What do all the different valuations mean?
What can I do if my mortgage lender or servicer is charging me for force-placed homeowner's insurance?
I was told I'm buying a home that was flipped and that I have to get a second appraisal. How does that work?
I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn't meet the qualifications for help. Can I appeal?
My loan officer says that I can't apply for a mortgage loan and receive a Loan Estimate until I can provide a copy of a signed purchase contract, is that correct?
I recently inherited a house. The mortgage lender said it's required to determine my “ability to repay” before it will let me take over the mortgage loan. Is this true?