Debt Collection Practices (Regulation F); Withdrawal of Proposal to Delay Effective Date
In 2020, the Bureau of Consumer Financial Protection (Bureau) finalized two rules revising Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA). As finalized, the Debt Collection Final Rules had an effective date of November 30, 2021. On April 7, 2021, the Bureau issued a proposal to delay that effective date by sixty days, until January 29, 2022. The Bureau is withdrawing that proposal. The Debt Collection Final Rules will take effect on November 30, 2021.
Final Rule
Read it in the Federal Register
Proposed rule with request for public comment
Read it in the Federal Register
Debt collection compilation page
Debt Collection Rule (Regulation F) compilation page
Press Release
CFPB Confirms Effective Date for Debt Collection Final Rules