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Supervisory Highlights: Summer 2015

In this issue of Supervisory Highlights, we report examination findings in the areas of mortgage origination, fair lending, mortgage servicing, deposits, payday lending, and debt collection. As in past editions, this report includes information about recent public enforcement actions that were a result, at least in part, of our supervisory work. The report also includes […]

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2015 Mid-Year Update on Student Loan Complaints

We received more than 3,100 private student loan complaints and 1,100 debt collection complaints related to student loans between October 1, 2014, and March 31, 2015. This mid-year update discusses specific co-signer issues including problems securing a co-signer release. The report also provides an analysis of problems consumers experience when attempting to refinance a student […]

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Semi-Annual Report Spring 2015

At the Consumer Financial Protection Bureau, we are the nation’s first federal agency whose sole focus is protecting consumers in the financial marketplace. Financial products like mortgages, credit cards, and student loans involve some of the most important financial transactions in people’s lives. In the Dodd-Frank Act, Congress created the Bureau to stand on the […]

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A closer look at reverse mortgage advertisements and consumer risks

Ads for reverse mortgages are found on television, radio, in print, and on the internet, and many ads feature celebrity spokespeople discussing the benefits of reverse mortgages without mentioning risks. We looked closely at many ads and found incomplete and inaccurate statements used to describe the loans. These advertisements may leave older homeowners with the […]

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Data point: Credit invisibles

Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse. This fourth data point provides analysis of consumers’ with limited credit histories. Take a look at our findings in the Data point: Credit invisibles

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2014 Office of Minority and Women Inclusion Annual Report to Congress

We’re pleased to submit to Congress our third annual report detailing our diversity and inclusion efforts. The Office of Minority and Women Inclusion’s Annual Report outlines our initiatives related to building and maintaining a diverse workforce, increasing contracting opportunities for minority and women owned businesses, and assessing the diversity policies and practices of entities regulated […]

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