An official website of the United States Government Español

Got a question about your mortgage? We’re here for you.

We’ll help you find free foreclosure help, information about how our rules affect your mortgage, or advice on getting a good mortgage. Get answers to your mortgage questions.

Looking for information in Spanish?

Got a question about your mortgage? We’re here for you.

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Be the first to know about tools we’re building to make mortgage shopping easier.

Help for homebuyers

Our rules make the mortgage marketplace safer and protect your rights.

Get help while shopping for a mortgage

Tips for homebuyers
Consumer summary for new mortgages

Help for homeowners

Our rules protect borrowers and make it easier for them to get the help they need. If you need assistance buying a home or understanding alternatives to foreclosure, you can reach a HUD-approved housing counselor by calling 888-995-HOPE (4673).

Get help with your mortgage

Avoid foreclosure

Checklist for foreclosure avoidance
Summary of the foreclosure avoidance procedures

Understand your mortgage statement

Guide to your existing mortgage statement
Consumer summary for existing mortgages

Sample letters to send to your mortgage servicer

Sample letter to correct errors
Sample letter to request information

Understanding our mortgage rules

Help for struggling borrowers

Download a guide for housing counselors

Know Before You Owe: Mortgages

Learn more about our efforts to improve disclosure forms used during the homebuying process.
See the new forms