Moran v. The Screening Pros, LLC
This case presents the question of how long, under the Fair Credit Reporting Act (FCRA), a consumer reporting agency can report certain negative information about an individual. The FCRA generally prohibits the reporting of adverse information for more than seven years. The Bureau, joined by the Federal Trade Commission, filed a brief arguing that for a dismissed criminal charge, the seven-year period begins on the date of the charge, not the date of the dismissal.