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Can a creditor refer my account to a collection agency before my debt is due? Do I have to be told before a debt is turned in to collections?

While the creditor does not have to tell you before sending your account to a debt collector, usually they will try and collect the debt from you before sending to a collector. Sometimes collection agencies manage the entire account receivables ...

Can I be arrested for an unpaid debt?

A debt collector can’t threaten to or have you arrested for an unpaid debt. If you’re sued and you don’t comply with a court order, though, you could be arrested. It’s a violation of the Fair Debt Collection Practices Act ...